Terms and Conditions
For the purpose of these Terms and Conditions, The term "we", "us", "our" used anywhere on this page shall mean TPAT INSTITUTE. "you", “your”, "user", “visitor” shall mean any natural or legal person who is visiting our website and/or agreed to purchase from us.


Your use of the website and/or purchase from us are governed by following Terms and Conditions:

The content of the pages of this website is subject to change without notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.


Your use of any information or materials on our website and/or product pages is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through our website and/or product pages meet your specific requirements.


Our website contains material which is owned by or licensed to us. This material includes, but are not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.


All trademarks reproduced in our website which are not the property of, or licensed to, the operator are acknowledged on the website.


Unauthorized use of information provided by us shall give rise to a claim for damages and/or be a criminal offense.


From time to time our website may also include links to other websites. These links are provided for your convenience to provide further information.


You may not create a link to our website from another website or document without TPAT INSTITUTE’s prior written consent.


Any dispute arising out of use of our website and/or purchase with us and/or any engagement with us is subject to the laws of India .


We, shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time



Terms and Conditions for Free / Trial Services:
These Terms and Conditions ("Terms") constitute a legally binding agreement between TPAT Institute ("TPAT," "we," "us," or "our") and you ("User," "you," or "your") regarding your use of TPAT Institute's free trial services (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use the Service.


**1. Duration of Free Trial**


The free trial period shall commence on the date of activation and shall continue for a period of 7 days from the activation date. ("Trial Period"). TPAT Institute reserves the right to modify the duration of the Trial Period at its discretion, at any time without any prior notification.


**2. Scope of Service**


During the Trial Period, Users will have access to the specific services or features included in the trial. TPAT Institute reserves the right to modify the services offered with the Trial Package at its discretion, at any time without any prior notification. To use our services, you must be at least 18 years of age


**3. Usage Restrictions**


Users agree to use the Service solely for evaluation purposes and in accordance with these Terms. Any unauthorized use of the Service is prohibited.


**4. Cancellation of Trial**


Users may cancel the trial at any time by not using/accessing the account. Upon cancellation, User's access to the Service will terminate immediately.


**5. Conversion to Paid Service**


At the end of the Trial Period, User's access to the Service will automatically terminate unless User chooses to subscribe to a paid plan. If User chooses to subscribe, User agrees to pay the applicable fees as outlined in TPAT's pricing plans.


**6. Payment Information**


During the Trial Period, no payment is required. If User chooses to subscribe to a paid plan, User agrees to provide accurate billing information and authorize TPAT to charge the applicable fees to User's chosen payment method.


**7. Data Privacy and Security**


TPAT is committed to protecting User's privacy and personal information. Our Privacy Policy governs the collection, use, and disclosure of User's personal information. By using the Service, User consents to the terms of the Privacy Policy.


**8. Intellectual Property Rights**


All content, materials, and intellectual property provided as part of the Service are owned by TPAT or its licensors. User agrees not to reproduce, distribute, or modify any content or materials without prior written consent from TPAT.


**9. Support and Maintenance**


During the Trial Period, TPAT will provide limited support and maintenance for the Service. Additional support may be available to paid subscribers as outlined in TPAT's support policies.


**10. Limitation of Liability**


To the extent permitted by law, TPAT shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way related to User's use of the Service, even if TPAT has been advised of the possibility of such damages.


**11. Governing Law and Jurisdiction**


These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms shall be resolved exclusively by the courts of India.


**12. Modification of Terms**


TPAT reserves the right to modify these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting. User's continued use of the Service after the posting of revised Terms constitutes User's acceptance of the revised Terms.


**13. Termination of Agreement**


TPAT reserves the right to terminate User's access to the Service at any time, with or without cause. Upon termination, User's access to the Service will cease immediately.


**14. Termination by TPAT**


TPAT reserves the right to cancel or terminate the free service at any time, without prior notice and without any liability to the User. Such termination may occur at TPAT's sole discretion and may result in the immediate cessation of User's access to the Service. TPAT shall not be obligated to provide any explanation or justification for such termination.


**15. Basic Requirements**


To use our services, you must be at least 18 years of age. To access and effectively use the services of TPAT Institute, users are required to meet the following system specifications:
15.1 Hardware Requirements:
Processor:
Minimum: 1.8 GHz 64-bit (x64) architecture processor Recommended: Core2 Duo, Dual Core, Core i3, Core i5, Core i7 equivalent, or above RAM: Minimum: 4 GB or more
15.2 Operating System:
Users must have a 64-bit edition of one of the following operating systems: Microsoft Windows 7 Windows Server 2008 R2 Windows 10 or Windows 11 Any later versions
15.3 Software Requirements:
Microsoft Office Software:
Users should have 64-bit editions of Microsoft Office applications, including but not limited to: Microsoft Excel Microsoft Word
Web Browser:
A preferred web browser such as Google Chrome is recommended for optimal experience.
For the best experience, please view the site with a screen resolution of 1366 × 768.
15.4 Internet Connection:
Users must have a high-speed, stable internet connection (wired or wireless) to ensure seamless access to our services.
15.5 Account Requirements:
A valid, accessible email address A mobile phone number (smartphone preferred) for communication and verification purposes.
15.6 Educational Qualifications:
Users are encouraged to have the following educational background to utilize our services effectively:
Basic computer knowledge:
Educational qualification: Plus Two or above (Graduation preferred)
Basic knowledge in accounting and familiarity with Tally Prime is advantageous.
15.7 Additional Requirements:
Regular updates to your operating system and software are recommended to maintain security and functionality.
Users must agree to provide accurate information during registration and maintain updated contact details.



**16. In the Event of Technical Bugs**


We strive to provide a seamless experience on our educational platform. However, if you encounter any technical issues, please note the following:
A. Reporting Bugs:
Users are encouraged to report any bugs or technical issues through our designated support channels.
Please provide detailed information about the issue, including steps to reproduce it, the device and browser used, and any error messages received.
B. Resolution Time:
We aim to address reported issues in a reasonable timeframe. However, the complexity of the bug may affect resolution times. We appreciate your patience as we work to resolve any issues.
C. No Refund Policy:
Due to the nature of our services, we do not offer refunds for issues arising from technical bugs. However, we are committed to resolving reported problems and improving your experience.
C. Continuous Improvement:
We regularly update our platform to enhance performance and user experience. Your feedback is invaluable in this process.


17. TPAT Institute provides an online platform focused on educational purposes only, specifically designed to simulate financial transactions for learning. Users, particularly students, will have access to tools that allow the generation of simulated banking messages, including but not limited to transaction alerts, account balances, and deposit notifications. All content generated on the platform is purely fictional and not real. By using the platform, you agree to use the simulated messages and all educational content solely for the purpose of learning and skill development. These tools are intended for educational simulations only and are not to be confused with real financial transactions.
You agree not to use any simulated messages for:
  1. Deceptive or fraudulent purposes (e.g., pretending the message is from a real financial institution).
  2. Attempting to scam, mislead, or manipulate others by misrepresenting the content generated on the platform.
  3. Sharing, distributing, or publishing any generated message outside the platform without proper context and disclaimers.
  4. Using the platform for any unlawful or unethical activities.



**18. Prohibited Activities**
  1. Misuse of Simulated Messages: The generation of messages, including but not limited to bank alerts and account transactions, is for educational purposes only. Any attempt to use these messages for personal benefit, fraudulent activity, or deception will result in immediate suspension from the platform.
  2. Impersonation: You agree not to impersonate any individual or organization, including but not limited to banks, financial institutions, or TPAT Institute staff, using the generated content or otherwise.
  3. Sharing Messages : Any attempt to share generated messages in a way that could mislead others into thinking they are real is strictly prohibited.



**19. User Responsibility and Ethics**
You are responsible for using the platform and the generated messages ethically and in accordance with these Terms. You agree to:
  1. Use the platform only for educational and learning purposes.
  2. Respect the intellectual property of TPAT Institute, including course materials, tutorials, and any proprietary content.
  3. Not engage in any harmful conduct that could damage the reputation or security of TPAT Institute, its users, or its services.



**20. Limitation of Liability**
TPAT Institute provides the platform on an “as-is” basis for educational purposes only. We make no representations or warranties regarding the accuracy or completeness of the simulated content. We will not be held liable for any misuse of the platform, including fraud, scams, or any personal harm caused by the use of simulated messages.


**21. Reporting Misuse**
If you encounter any misuse of the platform, including fraudulent activity or attempts to scam others using simulated messages, you are encouraged to report it immediately to TPAT Institute’s support team


**22. Indemnification**
By using the platform, you agree to indemnify and hold harmless TPAT Institute, its instructors, affiliates, and partners from any claims, damages, losses, or expenses arising from your misuse of the platform, including but not limited to fraud, illegal activities, or violations of these Terms.


**23. Account Suspension and Termination**
TPAT Institute reserves the right to suspend or terminate your access to the platform at any time, at our sole discretion, if we determine that you have violated any of the following:
  1. Engaged in fraudulent, illegal, or unethical activities.
  2. Used the platform to deceive or scam others.
  3. Misused or misrepresented simulated content in any way.
  4. Violated any terms of this agreement, including Terms of Use, Privacy Policy, or any other relevant platform policies.

Additionally, TPAT Institute may suspend or terminate your access if we deem it necessary for the protection of the platform's integrity, security, or user experience, even if no specific violation has occurred. This includes, but is not limited to, situations where TPAT Institute believes the continued use of the platform may result in damage to the platform's reputation, disrupt the learning environment, or violate any ethical standards upheld by TPAT Institute.
If your account is suspended or terminated, you may lose access to any content or materials associated with your account, and no refund will be provided for any paid services or courses.


**24. Prohibition on Tutorial Videos**
You agree not to create, record, upload, distribute, or otherwise use any Content from the Website to create tutorial videos, instructional materials, or any other derivative videos without prior written consent from TPAT INSTITUTE.
This includes, but is not limited to:
Using website content as part of a video for educational purposes.
Creating video guides, "how-to" content, or video tutorials based on any materials or Content from the Website.
Distributing or sharing such videos on platforms such as YouTube, Vimeo, or any other video-hosting service.
You are permitted to use the Content solely for personal, non-commercial purposes in accordance with the limited rights granted by these Terms. Any other use of the Content is prohibited without express permission from TPAT INSTITUTE.


**25. Consequences of Violation**
Any violation of these Terms, including the unauthorized creation of tutorial videos using Content from the Website, may result in:
Immediate termination of your access to the Website.
Legal action for breach of intellectual property rights.
Financial penalties as permitted by law.
**26. Miscellaneous**
These Terms constitute the entire agreement between TPAT and User regarding the subject matter herein and supersede all prior or contemporaneous agreements, understandings, or representations, whether written or oral.


Cancellation & Refund Policy
Products/Services once ordered cannot be cancelled. Goods/Services once sold shall not be accepted back by TPAT INSTITUTE. However, TPAT INSTITUTE may at its sole discretion consider accepting return of a product/service and grant of part or full refund in such circumstances.


**27. Acknowledgment**
By accessing and using the services of TPAT Institute, you acknowledge that you have read, understood, and agree to abide by these Terms & Conditions. If you do not agree with any part of these terms, please refrain from using our services.
The actual tax rate, HSN, turnover limit for GST Registration and Invoice value for e-Way bill generation and e-Invoice generation, and other relevant details may vary significantly based on jurisdiction and specific circumstances. All information provided on this website is intended solely for educational purposes and should not be construed as legal or financial advice. Before making any decisions, it is imperative to verify the information with the appropriate authorities or consult with a qualified professional. Alternatively, you can directly contact our professionals for guidance tailored to your situation. Ensure that you are aware of the specific limits and regulations applicable to your state or region, as these can change frequently. TPAT INSTITUTE, its staff, and related parties shall not be held liable for any losses, damages, or adverse consequences that may arise from the use of this information. Your understanding and compliance with local laws and regulations are crucial for effective decision-making.


**28. Email Security and Logout Policy**
Students are required to always log out of their email account after using it for studying or any other academic-related activities. This ensures the privacy and security of personal and institutional information, preventing unauthorized access to email accounts. TPAT Institute and its empanelled organizations will not be held liable for any security breaches, unauthorized access, or misuse of email accounts if the student fails to log out after using their email account. Failure to follow this policy may result in security risks or breaches, for which the student may be held responsible.


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**19. Contact Us**
Mobile: 8282824812
e-Mail: info@tpatinstitute.com
Office Address:
1, 18/80,
VALAD MANANTHAVADY
VALAD
Wayanad (Dt)
Kerala
PIN: 670644